Payment integration
Your systems stay. Flominzo connects them.
Payment integration without replacing your existing systems. Our technology team connects Flominzo around your environment and proves one flow before expanding.
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How we connect
Your records in. One connected payment out.
Flominzo reads what your systems already produce, alongside the independent evidence around them, and proves one flow with you before anything else changes.
Start with the environment you have
We map your current transaction lifecycle: where instructions originate, how providers execute them, where settlement records arrive, and how your team handles exceptions.
Legacy platforms, internal services, partner APIs and file-based processes become inputs to that plan. We agree the access boundaries and a first use case before extending the scope.
Connect before you replace anything
A reconciliation-first deployment reads the transaction records and evidence you already have. Existing systems stay responsible for their current workflows while Flominzo builds a connected view of each payment.
- Transaction sources. Read-only database connections and agreed mappings for the records your systems produce.
- Independent evidence. Partner APIs, verified webhooks, settlement files and bank statements.
Evidence formats we read
Four sources. Each proves something different.
- Source
Your transaction database
Read-only replica with an agreed mapping
What your systems instructed and believe
- Source
Provider APIs and webhooks
Status lookups, signed callbacks
What the provider claims happened
- Source
Settlement files
Partner CSVs, settlement reports
What the provider will settle with you
- Source
Bank statements
ISO 20022 camt.053 and camt.052, SWIFT MT940
Whether cash actually moved
Prove the flow before expanding it
One flow, proven in four steps.
Map
Agree identifiers, amounts, currencies, business dates and source ownership.
Validate
Test normal outcomes, duplicates, timeouts, missing records and late evidence.
Run alongside
Compare results with your existing operational process.
Activate
Expand partners, corridors and execution when the agreed checks are met.
What to prepare
- A description of your payment flow, from instruction to settlement.
- Your transaction identifiers and how each provider references them.
- Sample settlement files and bank statements, with personal data removed.
- The exceptions your team handles today and how they are resolved.
- Who approves access, and who owns each type of exception.
Clear ownership throughout
Your team
System context, access approvals, representative records and acceptance criteria.
Our team
Connection design, mapping, adapter work and the validation plan.
Together we agree which decisions need human approval and who owns each exception.
Choose the next level of detail
Go deeper where you need to.
Bring one flow.
We’ll prove it with you.
Start with one payment flow, one integration or one reconciliation challenge. Our team maps it, validates it with you, and runs it alongside what you have today.